Side-by-side · Q2 2026 data
Sabine Federal Credit Union vs The People'S Federal Credit Union
Metric by metric
| Measure | Sabine Federal Credit Union | The People'S Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 58 |
| Capital cushion | 73 (stronger) | 41 |
| Loan quality | 74 (stronger) | 62 |
| Earnings | 27 | 41 (stronger) |
| Funding & liquidity | 90 | 91 (stronger) |
| Problem-loan coverage | 92 (stronger) | 83 |
| Peer percentile | 48th | 16th |
| Total assets | $235.3M | $229.0M |
| Deposits / shares | $203.9M | $210.1M |
| Capital ratio | 12.27% (stronger) | 9.06% |
| Problem loans | 0.79% (stronger) | 1.15% |
| Net charge-offs | 0.32% (stronger) | 0.62% |
| Return on assets | 0.18% | 0.52% (stronger) |
| Loans ÷ deposits | 70.1% | 69.1% (stronger) |
| Uninsured deposits | 4.9% | 1.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | 25.8% |
Sabine Federal Credit Union has the higher TellerScore (69 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Sabine Federal Credit Union leads on 4 and The People'S Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.