Side-by-side · Q2 2026 data
Sabine State Bank and Trust Company vs City Bank & Trust Co.
Metric by metric
| Measure | Sabine State Bank and Trust Company | City Bank & Trust Co. |
|---|---|---|
| TellerScore | 52 | 82 (stronger) |
| Capital cushion | 33 | 64 (stronger) |
| Loan quality | 45 | 100 (stronger) |
| Earnings | 90 (stronger) | 86 |
| Funding & liquidity | 47 | 77 (stronger) |
| Problem-loan coverage | 60 | 87 (stronger) |
| Peer percentile | 9th | 82nd |
| Total assets | $1.3B | $382.0M |
| Deposits / shares | $1.2B | $334.0M |
| Capital ratio | 8.28% | 11.35% (stronger) |
| Problem loans | 1.66% | 0.00% (stronger) |
| Net charge-offs | 0.08% (stronger) | 1.67% |
| Return on assets | 1.74% (stronger) | 1.64% |
| Loans ÷ deposits | 88.7% | 71.3% (stronger) |
| Uninsured deposits | 36.9% | 25.9% (stronger) |
| Offices | 51 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City Bank & Trust Co. has the higher TellerScore (82 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Sabine State Bank and Trust Company leads on 2 and City Bank & Trust Co. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.