Side-by-side · Q2 2026 data
Sacramento Credit Union vs Safe Credit Union
Metric by metric
| Measure | Sacramento Credit Union | Safe Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 97 (stronger) | 83 |
| Earnings | 88 (stronger) | 59 |
| Funding & liquidity | 95 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 99th | 62nd |
| Total assets | $858.3M | $4.4B |
| Deposits / shares | $722.4M | $3.9B |
| Capital ratio | 15.14% (stronger) | 10.82% |
| Problem loans | 0.09% (stronger) | 0.52% |
| Net charge-offs | 0.07% (stronger) | 0.29% |
| Return on assets | 1.69% (stronger) | 0.97% |
| Loans ÷ deposits | 65.5% (stronger) | 79.9% |
| Uninsured deposits | 12.0% | 0.1% (stronger) |
| Offices | 8 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.5% | 10.1% |
Sacramento Credit Union has the higher TellerScore (96 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Sacramento Credit Union leads on 6 and Safe Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sacramento, CA
- Elk Grove, CA
- Folsom, CA
- Roseville, CA
- Fair Oaks, CA