Side-by-side · Q2 2026 data
Sacred Heart Parish Hallettsville Federal Credit Union vs My Credit Union
Credit union
Sacred Heart Parish Hallettsville Federal Credit Union
Hallettsville, Texas · Under $100 million in assets
Metric by metric
| Measure | Sacred Heart Parish Hallettsville Federal Credit Union | My Credit Union |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 48 | 78 (stronger) |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 27 | 51 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 40th | 49th |
| Total assets | $64.6M | $58.2M |
| Deposits / shares | $58.0M | $50.4M |
| Capital ratio | 9.80% | 12.78% (stronger) |
| Problem loans | 0.01% (stronger) | 1.02% |
| Net charge-offs | 0.39% | 0.08% (stronger) |
| Return on assets | 0.17% | 0.76% (stronger) |
| Loans ÷ deposits | 53.4% (stronger) | 58.1% |
| Uninsured deposits | 5.8% | 1.1% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
My Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Sacred Heart Parish Hallettsville Federal Credit Union leads on 2 and My Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.