TellerScore

Headquartered in Hallettsville, Texas, Sacred Heart Parish Hallettsville Federal Credit Union is a federal credit union with $64.6M in total assets and $58.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1940.

Based on its Q2 2026 filing, Sacred Heart Parish Hallettsville Federal Credit Union scores 70/100, which we describe as strong. That is higher than only 40% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 217th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is earnings (27/100; 0.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Net worth ratio: 9.80%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.01%
Earnings27/100
Return on assets (annualized): 0.17%
Funding & liquidity100/100
Loans ÷ shares: 53.4% · 5.8% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (74 → 70), mostly because the earnings component weakened by 15 points.

TellerScore
707579Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202478
Q4 202473
Q1 202576
Q2 202574
Q3 202574
Q4 202571
Q1 202671
Q2 202670
Net worth ratio
7.00%9.01%11.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.75%
Q3 202411.01%
Q4 202411.02%
Q1 202510.89%
Q2 202510.65%
Q3 202510.57%
Q4 202510.60%
Q1 202610.40%
Q2 20269.80%
Delinquent loans (60+ days)
0.01%0.30%0.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.02%
Q3 20240.12%
Q4 20240.60%
Q1 20250.13%
Q2 20250.21%
Q3 20250.21%
Q4 20250.56%
Q1 20260.02%
Q2 20260.01%
Return on assets
0.08%0.55%1.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.03%
Q3 20240.94%
Q4 20240.84%
Q1 20250.70%
Q2 20250.56%
Q3 20250.61%
Q4 20250.65%
Q1 20260.08%
Q2 20260.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$64.6M9.80%0.01%0.17%53.4%
Q1 202671$60.4M10.40%0.02%0.08%56.7%
Q4 202571$59.2M10.60%0.56%0.65%58.1%
Q3 202574$58.3M10.57%0.21%0.61%59.9%
Q2 202574$56.8M10.65%0.21%0.56%60.3%
Q1 202576$55.0M10.89%0.13%0.70%61.3%
Q4 202473$53.4M11.02%0.60%0.84%62.7%
Q3 202478$52.8M11.01%0.12%0.94%63.0%
Q2 202479$53.1M10.75%0.02%1.03%61.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.80%
15th
Problem loans0.01%
87th
Net charge-offs0.39%
32nd
Return on assets0.17%
26th
Loans to deposits53.4%
58th
Uninsured deposits5.8%
18th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
86th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Doches Credit UnionCredit union Nacogdoches, TX74 out of 100, Strong$64.5M13.5%0.62%vs
Cosden Federal Credit UnionCredit union Big Spring, TX86 out of 100, Very strong$63.5M11.6%0.15%vs
LA Joya Area Federal Credit UnionCredit union La Joya, TX53 out of 100, Below average$62.2M10.8%2.07%vs
South Texas Federal Credit UnionCredit union McALLEN, TX47 out of 100, Below average$69.2M8.6%2.38%vs
West Texas Credit UnionCredit union Odessa, TX58 out of 100, Moderate$70.3M9.3%1.07%vs
My Credit UnionCredit union Haslet, TX74 out of 100, Strong$58.2M12.8%1.02%vs

Deposit insurance

Is my money safe at Sacred Heart Parish Hallettsville Federal Credit Union?

Yes. Sacred Heart Parish Hallettsville Federal Credit Union is a federally insured credit union (NCUA charter #3946). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.8% of shares and deposits ($3.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.80%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Sacred Heart Parish Hallettsville Federal Credit Union lists 1 office in 1 city. Most locations:

  • Hallettsville, TX (1)

All branch addresses and map

Identity & history

Profile

Legal name
Sacred Heart Parish Hallettsville Federal Credit Union
Type
Federal credit union
NCUA charter #
3946
RSSD ID
316671
Primary regulator
NCUA
Established
1940
Headquarters
1206 N Texana St, Hallettsville, TX 77964
Employees
10

Quick answers

Sacred Heart Parish Hallettsville Federal Credit Union: common questions

Is Sacred Heart Parish Hallettsville Federal Credit Union NCUA insured?

Yes. Sacred Heart Parish Hallettsville Federal Credit Union is a federally insured credit union (NCUA charter #3946). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sacred Heart Parish Hallettsville Federal Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sacred Heart Parish Hallettsville Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Hallettsville

InstitutionScoreAssetsCapitalProblem loansCompare
Lehrer Interests Credit UnionCredit union Garwood, TX86 out of 100, Very strong$2.3M21.4%0.00%vs
SouthStar Bank, S.S.B.Bank Moulton, TX77 out of 100, Strong$1.4B13.3%0.62%vs
Sage Capital Bank,Bank Gonzales, TX76 out of 100, Strong$768.9M10.4%0.01%vs
Peoples State Bank of HallettsvilleBank Hallettsville, TX73 out of 100, Strong$395.6M10.1%0.18%vs
Yoakum BankBank Yoakum, TX73 out of 100, Strong$385.8M9.4%0.19%vs
Prosperity BankBank El Campo, TX71 out of 100, Strong$43.9B10.6%0.48%vs