Side-by-side · Q2 2026 data
Sacred Heart Parish Hallettsville Federal Credit Union vs West Texas Credit Union
Credit union
Sacred Heart Parish Hallettsville Federal Credit Union
Hallettsville, Texas · Under $100 million in assets
Metric by metric
| Measure | Sacred Heart Parish Hallettsville Federal Credit Union | West Texas Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 58 |
| Capital cushion | 48 (stronger) | 43 |
| Loan quality | 100 (stronger) | 64 |
| Earnings | 27 (stronger) | 24 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 40th | 19th |
| Total assets | $64.6M | $70.3M |
| Deposits / shares | $58.0M | $63.1M |
| Capital ratio | 9.80% (stronger) | 9.30% |
| Problem loans | 0.01% (stronger) | 1.07% |
| Net charge-offs | 0.39% | 0.27% (stronger) |
| Return on assets | 0.17% (stronger) | 0.11% |
| Loans ÷ deposits | 53.4% (stronger) | 60.2% |
| Uninsured deposits | 5.8% (stronger) | 7.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sacred Heart Parish Hallettsville Federal Credit Union has the higher TellerScore (70 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Sacred Heart Parish Hallettsville Federal Credit Union leads on 6 and West Texas Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.