Side-by-side · Q2 2026 data
Safe 1 Credit Union vs America'S Credit Union
Metric by metric
| Measure | Safe 1 Credit Union | America'S Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 76 |
| Capital cushion | 100 | 100 |
| Loan quality | 88 (stronger) | 80 |
| Earnings | 90 (stronger) | 21 |
| Funding & liquidity | 68 | 83 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 98th | 68th |
| Total assets | $1.2B | $427.6M |
| Deposits / shares | $963.8M | $362.2M |
| Capital ratio | 16.03% (stronger) | 15.01% |
| Problem loans | 0.37% (stronger) | 0.59% |
| Net charge-offs | 0.40% (stronger) | 0.89% |
| Return on assets | 1.74% (stronger) | 0.02% |
| Loans ÷ deposits | 92.4% | 77.4% (stronger) |
| Uninsured deposits | 1.8% (stronger) | 5.1% |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 20.0% |
Safe 1 Credit Union has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Safe 1 Credit Union leads on 6 and America'S Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.