Side-by-side · Q2 2026 data
Safe Federal Credit Union vs Founders Federal Credit Union
Metric by metric
| Measure | Safe Federal Credit Union | Founders Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 79 (stronger) |
| Capital cushion | 60 | 86 (stronger) |
| Loan quality | 79 (stronger) | 77 |
| Earnings | 71 | 77 (stronger) |
| Funding & liquidity | 81 (stronger) | 66 |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 70th | 86th |
| Total assets | $2.0B | $5.2B |
| Deposits / shares | $1.7B | $4.4B |
| Capital ratio | 10.97% | 13.62% (stronger) |
| Problem loans | 0.63% (stronger) | 0.68% |
| Net charge-offs | 1.24% | 1.07% (stronger) |
| Return on assets | 1.27% | 1.43% (stronger) |
| Loans ÷ deposits | 79.1% (stronger) | 94.2% |
| Uninsured deposits | 8.7% (stronger) | 11.4% |
| Offices | 12 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 26.2% |
Founders Federal Credit Union has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Safe Federal Credit Union leads on 3 and Founders Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.