The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (69 → 73), mostly because the loan quality component improved by 13 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in South Carolina

Yes. Safe Federal Credit Union is a federally insured credit union (NCUA charter #9988). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.7% of shares and deposits ($149.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.97%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Safe Federal Credit Union lists 12 offices in 8 cities. Most locations:

• Sumter, SC (4)
• Columbia, SC (2)
• Bishopville, SC (1)
• Camden, SC (1)
• Eastover, SC (1)
• Florence, SC (1)
• Lugoff, SC (1)
• West Columbia, SC (1)

All branch addresses and map

In 2025, Safe Federal Credit Union reported 948 home-loan applications under HMDA (LEI 549300BLQQL5GPC6OJ66): 620 originated ($114,210,000 total), 195 denied, and 32 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Safe Federal Credit Union

Type

Federal credit union

NCUA charter #

9988

RSSD ID

67889

Primary regulator

NCUA

Established

1955

Headquarters

P. O. Box 2008, Sumter, SC 29151

Employees

368