Side-by-side · Q2 2026 data
Safe Federal Credit Union vs Srp Federal Credit Union
Metric by metric
| Measure | Safe Federal Credit Union | Srp Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 60 | 88 (stronger) |
| Loan quality | 79 (stronger) | 75 |
| Earnings | 71 | 73 (stronger) |
| Funding & liquidity | 81 (stronger) | 78 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 70th | 89th |
| Total assets | $2.0B | $2.1B |
| Deposits / shares | $1.7B | $1.8B |
| Capital ratio | 10.97% | 13.79% (stronger) |
| Problem loans | 0.63% (stronger) | 0.74% |
| Net charge-offs | 1.24% | 0.85% (stronger) |
| Return on assets | 1.27% | 1.34% (stronger) |
| Loans ÷ deposits | 79.1% (stronger) | 81.9% |
| Uninsured deposits | 8.7% | 4.9% (stronger) |
| Offices | 12 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 16.6% |
Srp Federal Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Safe Federal Credit Union leads on 2 and Srp Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.