TellerScore

Side-by-side · Q2 2026 data

Safe Harbor Credit Union vs Filer Credit Union

Credit union

Safe Harbor Credit Union

Ludington, Michigan · $100 million – $1 billion

44of 100
Below average

Credit union

Filer Credit Union

Manistee, Michigan · $100 million – $1 billion

78of 100
Strong

Metric by metric

MeasureSafe Harbor Credit UnionFiler Credit Union
TellerScore4478 (stronger)
Capital cushion4478 (stronger)
Loan quality2272 (stronger)
Earnings4470 (stronger)
Funding & liquidity6992 (stronger)
Problem-loan coverage5792 (stronger)
Peer percentile2nd74th
Total assets$183.8M$262.4M
Deposits / shares$165.3M$232.6M
Capital ratio9.45%12.76% (stronger)
Problem loans2.33%0.84% (stronger)
Net charge-offs0.54%0.34% (stronger)
Return on assets0.60%1.26% (stronger)
Loans ÷ deposits90.5%67.8% (stronger)
Uninsured deposits15.6%4.4% (stronger)
Offices13
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Filer Credit Union has the higher TellerScore (78 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Safe Harbor Credit Union leads on 0 and Filer Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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