Side-by-side · Q2 2026 data
Safe Harbor Credit Union vs H.P.C. Credit Union
Metric by metric
| Measure | Safe Harbor Credit Union | H.P.C. Credit Union |
|---|---|---|
| TellerScore | 44 | 68 (stronger) |
| Capital cushion | 44 | 86 (stronger) |
| Loan quality | 22 | 38 (stronger) |
| Earnings | 44 | 52 (stronger) |
| Funding & liquidity | 69 | 92 (stronger) |
| Problem-loan coverage | 57 | 83 (stronger) |
| Peer percentile | 2nd | 45th |
| Total assets | $183.8M | $171.9M |
| Deposits / shares | $165.3M | $148.0M |
| Capital ratio | 9.45% | 13.63% (stronger) |
| Problem loans | 2.33% | 1.86% (stronger) |
| Net charge-offs | 0.54% | 0.27% (stronger) |
| Return on assets | 0.60% | 0.81% (stronger) |
| Loans ÷ deposits | 90.5% | 68.0% (stronger) |
| Uninsured deposits | 15.6% | 9.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H.P.C. Credit Union has the higher TellerScore (68 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Safe Harbor Credit Union leads on 0 and H.P.C. Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.