Side-by-side · Q2 2026 data
Sage Capital Bank, vs Sacred Heart Parish Hallettsville Federal Credit Union
Credit union
Sacred Heart Parish Hallettsville Federal Credit Union
Hallettsville, Texas · Under $100 million in assets
Metric by metric
| Measure | Sage Capital Bank, | Sacred Heart Parish Hallettsville Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 54 (stronger) | 48 |
| Loan quality | 100 | 100 |
| Earnings | 75 (stronger) | 27 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 64th | 40th |
| Total assets | $768.9M | $64.6M |
| Deposits / shares | $683.3M | $58.0M |
| Capital ratio | 10.38% (stronger) | 9.80% |
| Problem loans | 0.01% | 0.01% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.39% |
| Return on assets | 1.38% (stronger) | 0.17% |
| Loans ÷ deposits | 72.5% | 53.4% (stronger) |
| Uninsured deposits | 34.2% | 5.8% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Sage Capital Bank, has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Sage Capital Bank, leads on 4 and Sacred Heart Parish Hallettsville Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.