Side-by-side · Q2 2026 data
Sage Capital Bank, vs Third Coast Bank
Metric by metric
| Measure | Sage Capital Bank, | Third Coast Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 54 | 64 (stronger) |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 75 | 75 |
| Funding & liquidity | 66 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 64th | 63rd |
| Total assets | $768.9M | $6.7B |
| Deposits / shares | $683.3M | $5.9B |
| Capital ratio | 10.38% | 11.44% (stronger) |
| Problem loans | 0.01% (stronger) | 0.50% |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.38% (stronger) | 1.37% |
| Loans ÷ deposits | 72.5% (stronger) | 91.9% |
| Uninsured deposits | 34.2% | 31.0% (stronger) |
| Offices | 7 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 2.2% |
Sage Capital Bank, has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Sage Capital Bank, leads on 4 and Third Coast Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.