Side-by-side · Q2 2026 data
Sage Federal Credit Union vs Old West Federal Credit Union
Metric by metric
| Measure | Sage Federal Credit Union | Old West Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 63 (stronger) |
| Capital cushion | 51 | 70 (stronger) |
| Loan quality | 71 (stronger) | 54 |
| Earnings | 38 (stronger) | 35 |
| Funding & liquidity | 81 | 88 (stronger) |
| Problem-loan coverage | 87 (stronger) | 85 |
| Peer percentile | 26th | 29th |
| Total assets | $385.1M | $319.0M |
| Deposits / shares | $343.2M | $278.3M |
| Capital ratio | 10.10% | 11.97% (stronger) |
| Problem loans | 0.86% (stronger) | 1.37% |
| Net charge-offs | 0.50% | 0.05% (stronger) |
| Return on assets | 0.44% (stronger) | 0.37% |
| Loans ÷ deposits | 79.3% | 71.8% (stronger) |
| Uninsured deposits | 8.1% | 4.8% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Old West Federal Credit Union has the higher TellerScore (63 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Sage Federal Credit Union leads on 2 and Old West Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.