Side-by-side · Q2 2026 data
Sage Federal Credit Union vs Pacific N W Federal Credit Union
Metric by metric
| Measure | Sage Federal Credit Union | Pacific N W Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 67 (stronger) |
| Capital cushion | 51 (stronger) | 48 |
| Loan quality | 71 | 90 (stronger) |
| Earnings | 38 | 46 (stronger) |
| Funding & liquidity | 81 (stronger) | 76 |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 26th | 41st |
| Total assets | $385.1M | $317.3M |
| Deposits / shares | $343.2M | $280.7M |
| Capital ratio | 10.10% (stronger) | 9.84% |
| Problem loans | 0.86% | 0.31% (stronger) |
| Net charge-offs | 0.50% (stronger) | 0.50% |
| Return on assets | 0.44% | 0.64% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 84.7% |
| Uninsured deposits | 8.1% | 6.8% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.4% |
Pacific N W Federal Credit Union has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Sage Federal Credit Union leads on 3 and Pacific N W Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.