Side-by-side · Q2 2026 data
Saint Vincent Erie Federal Credit Union vs I B E W Local 56 Federal Credit Union
Credit union
Saint Vincent Erie Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Credit union
I B E W Local 56 Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Saint Vincent Erie Federal Credit Union | I B E W Local 56 Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 67 |
| Capital cushion | 72 | 80 (stronger) |
| Loan quality | 71 (stronger) | 24 |
| Earnings | 65 | 69 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 84 |
| Peer percentile | 57th | 34th |
| Total assets | $17.9M | $10.8M |
| Deposits / shares | $15.7M | $9.4M |
| Capital ratio | 12.21% | 12.96% (stronger) |
| Problem loans | 0.86% (stronger) | 2.27% |
| Net charge-offs | 0.32% | 0.00% (stronger) |
| Return on assets | 1.12% | 1.23% (stronger) |
| Loans ÷ deposits | 28.6% (stronger) | 52.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Saint Vincent Erie Federal Credit Union has the higher TellerScore (77 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Saint Vincent Erie Federal Credit Union leads on 3 and I B E W Local 56 Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.