TellerScore

Saint Vincent Erie Federal Credit Union (NCUA charter #13933) is based in Erie, Pennsylvania. Its Q2 2026 call report shows $17.9M in total assets and $15.7M in member shares and deposits and 2 offices.

Saint Vincent Erie Federal Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 122nd. Funding & liquidity contributes the most (100/100, 29% loans-to-deposits, 0% uninsured); earnings contributes the least (65/100, 1.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Net worth ratio: 12.21%
Loan quality71/100
Loans 60+ days delinquent ÷ total loans: 0.86%
Earnings65/100
Return on assets (annualized): 1.12%
Funding & liquidity100/100
Loans ÷ shares: 28.6% · 0.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.77%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).

TellerScore
617181Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202461
Q4 202469
Q1 202579
Q2 202577
Q3 202579
Q4 202580
Q1 202681
Q2 202677
Net worth ratio
7.00%9.71%12.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.69%
Q3 202411.64%
Q4 202411.88%
Q1 202511.52%
Q2 202511.64%
Q3 202512.41%
Q4 202512.30%
Q1 202611.85%
Q2 202612.21%
Delinquent loans (60+ days)
0.24%0.61%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.24%
Q3 20240.96%
Q4 20240.97%
Q1 20250.31%
Q2 20250.47%
Q3 20250.76%
Q4 20250.25%
Q1 20260.33%
Q2 20260.86%
Return on assets
-1.47%-0.16%1.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.70%
Q3 2024-1.47%
Q4 20240.41%
Q1 20251.06%
Q2 20250.98%
Q3 20251.13%
Q4 20250.79%
Q1 20261.15%
Q2 20261.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$17.9M12.21%0.86%1.12%28.6%
Q1 202681$18.0M11.85%0.33%1.15%28.2%
Q4 202580$16.9M12.30%0.25%0.79%32.1%
Q3 202579$16.9M12.41%0.76%1.13%32.2%
Q2 202577$17.5M11.64%0.47%0.98%31.1%
Q1 202579$17.3M11.52%0.31%1.06%31.0%
Q4 202469$16.4M11.88%0.97%0.41%33.8%
Q3 202461$16.8M11.64%0.96%-1.47%33.2%
Q2 202475$18.2M10.69%0.24%0.70%30.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.21%
33rd
Problem loans0.86%
44th
Net charge-offs0.32%
38th
Return on assets1.12%
72nd
Loans to deposits28.6%
90th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.8%
55th

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InstitutionScoreAssetsCapitalProblem loansCompare
Armstrong Co. Federal Emp. Federal Credit UnionCredit union Kittanning, PA84 out of 100, Strong$17.6M15.4%0.64%vs
Sca Federal Credit UnionCredit union New Castle, PA94 out of 100, Very strong$17.4M19.7%0.09%vs
Stanwood Area Federal Credit UnionCredit union New Stanton, PA62 out of 100, Moderate$18.6M10.4%1.07%vs
Southwest Communities Federal Credit UnionCredit union Carnegie, PA69 out of 100, Moderate$18.6M10.3%0.17%vs
Kinzua Federal Credit UnionCredit union Warren, PA88 out of 100, Very strong$16.7M14.7%0.11%vs
Cal-Ed Federal Credit UnionCredit union California, PA55 out of 100, Moderate$19.2M14.1%3.50%vs

Deposit insurance

Is my money safe at Saint Vincent Erie Federal Credit Union?

Yes. Saint Vincent Erie Federal Credit Union is a federally insured credit union (NCUA charter #13933). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Saint Vincent Erie Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Saint Vincent Erie Federal Credit Union
Type
Federal credit union
NCUA charter #
13933
RSSD ID
322083
Primary regulator
NCUA
Established
1960
Headquarters
2314 Sassafras St Ste 100, Erie, PA 16502
Employees
6

Quick answers

Saint Vincent Erie Federal Credit Union: common questions

Is Saint Vincent Erie Federal Credit Union NCUA insured?

Yes. Saint Vincent Erie Federal Credit Union is a federally insured credit union (NCUA charter #13933). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Saint Vincent Erie Federal Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Saint Vincent Erie Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Erie

InstitutionScoreAssetsCapitalProblem loansCompare
Locomotive & Control Employees Federal Credit UnionCredit union Erie, PA91 out of 100, Very strong$20.3M26.1%0.71%vs
Erie Police Federal Credit UnionCredit union Erie, PA89 out of 100, Very strong$2.5M26.2%0.00%vs
Erie Firefighters Federal Credit UnionCredit union Erie, PA85 out of 100, Very strong$10.0M13.9%0.31%vs
Tri State Rail Federal Credit UnionCredit union Erie, PA84 out of 100, Strong$19.9M20.0%0.50%vs
North East Welch Federal Credit UnionCredit union North East, PA82 out of 100, Strong$26.0M16.8%1.37%vs
Widget Federal Credit UnionCredit union Erie, PA73 out of 100, Strong$480.3M10.7%0.36%vs