Side-by-side · Q2 2026 data
Salal Credit Union vs Seattle Metropolitan Credit Union
Metric by metric
| Measure | Salal Credit Union | Seattle Metropolitan Credit Union |
|---|---|---|
| TellerScore | 57 | 60 (stronger) |
| Capital cushion | 42 | 65 (stronger) |
| Loan quality | 80 (stronger) | 79 |
| Earnings | 42 (stronger) | 21 |
| Funding & liquidity | 48 | 53 (stronger) |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 17th | 25th |
| Total assets | $1.2B | $1.2B |
| Deposits / shares | $1.0B | $921.1M |
| Capital ratio | 9.19% | 11.50% (stronger) |
| Problem loans | 0.60% (stronger) | 0.63% |
| Net charge-offs | 0.75% (stronger) | 1.06% |
| Return on assets | 0.56% (stronger) | 0.04% |
| Loans ÷ deposits | 93.8% (stronger) | 107.3% |
| Uninsured deposits | 31.8% | 14.6% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | 47.9% |
Seattle Metropolitan Credit Union has the higher TellerScore (60 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Salal Credit Union leads on 4 and Seattle Metropolitan Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.