Side-by-side · Q2 2026 data
Salem VA Medical Center Federal Credit Union vs Rva Financial Federal Credit Union
Credit union
Salem VA Medical Center Federal Credit Union
Salem, Virginia · Under $100 million in assets
Credit union
Rva Financial Federal Credit Union
Richmond, Virginia · Under $100 million in assets
Metric by metric
| Measure | Salem VA Medical Center Federal Credit Union | Rva Financial Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 80 (stronger) | 72 |
| Loan quality | 95 (stronger) | 53 |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 84 | 86 (stronger) |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 65th | 54th |
| Total assets | $93.5M | $82.7M |
| Deposits / shares | $77.8M | $73.1M |
| Capital ratio | 13.02% (stronger) | 12.18% |
| Problem loans | 0.16% (stronger) | 1.42% |
| Net charge-offs | 0.01% | -0.10% (stronger) |
| Return on assets | 0.71% | 2.27% (stronger) |
| Loans ÷ deposits | 76.2% | 73.9% (stronger) |
| Uninsured deposits | 1.2% (stronger) | 5.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Salem VA Medical Center Federal Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Salem VA Medical Center Federal Credit Union leads on 4 and Rva Financial Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.