Side-by-side · Q2 2026 data
Salt City Federal Credit Union vs One Credit Union of NY
Metric by metric
| Measure | Salt City Federal Credit Union | One Credit Union of NY |
|---|---|---|
| TellerScore | 62 | 89 (stronger) |
| Capital cushion | 40 | 82 (stronger) |
| Loan quality | 74 | 96 (stronger) |
| Earnings | 45 | 75 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 26th | 94th |
| Total assets | $119.1M | $114.4M |
| Deposits / shares | $107.8M | $99.0M |
| Capital ratio | 9.01% | 13.16% (stronger) |
| Problem loans | 0.78% | 0.12% (stronger) |
| Net charge-offs | 0.34% | 0.13% (stronger) |
| Return on assets | 0.62% | 1.37% (stronger) |
| Loans ÷ deposits | 68.0% | 42.0% (stronger) |
| Uninsured deposits | 5.5% | 3.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
One Credit Union of NY has the higher TellerScore (89 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Salt City Federal Credit Union leads on 0 and One Credit Union of NY on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.