Side-by-side · Q2 2026 data
Salt Employees Federal Credit Union vs Brentwood Baptist Church Federal Credit Union
Credit union
Salt Employees Federal Credit Union
Grand Saline, Texas · Under $100 million in assets
Credit union
Brentwood Baptist Church Federal Credit Union
Houston, Texas · Under $100 million in assets
Metric by metric
| Measure | Salt Employees Federal Credit Union | Brentwood Baptist Church Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 35 |
| Capital cushion | 100 (stronger) | 28 |
| Loan quality | 100 (stronger) | 26 |
| Earnings | 6 | 10 (stronger) |
| Funding & liquidity | 69 | 79 (stronger) |
| Problem-loan coverage | 100 (stronger) | 64 |
| Peer percentile | 57th | 2nd |
| Total assets | $1.5M | $1.3M |
| Deposits / shares | $764K | $1.2M |
| Capital ratio | 44.66% (stronger) | 7.80% |
| Problem loans | 0.00% (stronger) | 2.21% |
| Net charge-offs | 1.15% | 0.00% (stronger) |
| Return on assets | -0.35% | -0.24% (stronger) |
| Loans ÷ deposits | 91.4% | 81.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Salt Employees Federal Credit Union has the higher TellerScore (77 vs 35). On the 6 directional measures above (where higher or lower is clearly better), Salt Employees Federal Credit Union leads on 3 and Brentwood Baptist Church Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.