TellerScore

Brentwood Baptist Church Federal Credit Union (NCUA charter #24463) is based in Houston, Texas. Its Q2 2026 call report shows $1.3M in total assets and $1.2M in member shares and deposits and 1 office.

Brentwood Baptist Church Federal Credit Union has a TellerScore of 35 out of 100 (low) based on Q2 2026 data — higher than only 2% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 374th. Funding & liquidity contributes the most (79/100, 81% loans-to-deposits, 0% uninsured); earnings contributes the least (10/100, -0.24%).

TellerScore · Q2 2026

Scorecard

Capital cushion28/100
Net worth ratio: 7.80%
Loan quality26/100
Loans 60+ days delinquent ÷ total loans: 2.21%
Earnings10/100
Return on assets (annualized): -0.24%
Funding & liquidity79/100
Loans ÷ shares: 81.0% · 0.0% uninsured
Problem-loan coverage64/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 18.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 14 points (21 → 35), mostly because the problem-loan coverage component improved by 64 points.

TellerScore
213548Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202443
Q3 202448
Q4 202447
Q1 202523
Q2 202521
Q3 202521
Q4 202524
Q1 202635
Q2 202635
Net worth ratio
7.00%7.55%8.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.51%
Q3 20247.81%
Q4 20248.10%
Q1 20257.38%
Q2 20257.43%
Q3 20257.19%
Q4 20257.79%
Q1 20267.52%
Q2 20267.80%
Delinquent loans (60+ days)
1.59%5.24%8.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.02%
Q3 20241.65%
Q4 20241.59%
Q1 20258.89%
Q2 20258.65%
Q3 20258.83%
Q4 20258.72%
Q1 20262.35%
Q2 20262.21%
Return on assets
-0.32%0.01%0.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.17%
Q3 20240.34%
Q4 20240.17%
Q1 2025-0.13%
Q2 2025-0.32%
Q3 2025-0.32%
Q4 2025-0.21%
Q1 2026-0.16%
Q2 2026-0.24%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202635$1.3M7.80%2.21%-0.24%81.0%
Q1 202635$1.3M7.52%2.35%-0.16%72.4%
Q4 202524$1.3M7.79%8.72%-0.21%75.1%
Q3 202521$1.4M7.19%8.83%-0.32%73.4%
Q2 202521$1.4M7.43%8.65%-0.32%77.8%
Q1 202523$1.4M7.38%8.89%-0.13%74.0%
Q4 202447$1.3M8.10%1.59%0.17%72.6%
Q3 202448$1.3M7.81%1.65%0.34%66.6%
Q2 202443$1.4M7.51%2.02%0.17%60.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.80%
4th
Problem loans2.21%
18th
Net charge-offs0.00%
77th
Return on assets-0.24%
14th
Loans to deposits81.0%
18th
Uninsured deposits0.0%
81st
Loan-loss reserves1.70%
88th
Texas ratio18.1%
5th

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Deposit insurance

Is my money safe at Brentwood Baptist Church Federal Credit Union?

Yes. Brentwood Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter #24463). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.80%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Brentwood Baptist Church Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Brentwood Baptist Church Federal Credit Union
Type
Federal credit union
NCUA charter #
24463
RSSD ID
2092401
Primary regulator
NCUA
Established
1993
Headquarters
P.O. Box 450206, Houston, TX 77245
Employees
4

Quick answers

Brentwood Baptist Church Federal Credit Union: common questions

Is Brentwood Baptist Church Federal Credit Union NCUA insured?

Yes. Brentwood Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter #24463). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brentwood Baptist Church Federal Credit Union's TellerScore?

35 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Brentwood Baptist Church Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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