Side-by-side · Q2 2026 data
Salt Employees Federal Credit Union vs Pilgrim Cucc Federal Credit Union
Credit union
Salt Employees Federal Credit Union
Grand Saline, Texas · Under $100 million in assets
Credit union
Pilgrim Cucc Federal Credit Union
Houston, Texas · Under $100 million in assets
Metric by metric
| Measure | Salt Employees Federal Credit Union | Pilgrim Cucc Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 47 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 100 (stronger) | 9 |
| Earnings | 6 (stronger) | 4 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 57th | 7th |
| Total assets | $1.5M | $1.0M |
| Deposits / shares | $764K | $881K |
| Capital ratio | 44.66% (stronger) | 12.10% |
| Problem loans | 0.00% (stronger) | 2.72% |
| Net charge-offs | 1.15% | 0.00% (stronger) |
| Return on assets | -0.35% (stronger) | -0.41% |
| Loans ÷ deposits | 91.4% | 60.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Salt Employees Federal Credit Union has the higher TellerScore (77 vs 47). On the 6 directional measures above (where higher or lower is clearly better), Salt Employees Federal Credit Union leads on 4 and Pilgrim Cucc Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.