TellerScore

Pilgrim Cucc Federal Credit Union (NCUA charter #15817) is based in Houston, Texas. Its Q2 2026 call report shows $1.0M in total assets and $881K in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Pilgrim Cucc Federal Credit Union scores 47/100, which we describe as below average. That is higher than only 7% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 364th. Its strongest component is funding & liquidity (100/100; 60% loans-to-deposits, 0% uninsured), and its lowest is earnings (4/100; -0.41%).

TellerScore · Q2 2026

Scorecard

Capital cushion71/100
Net worth ratio: 12.10%
Loan quality9/100
Loans 60+ days delinquent ÷ total loans: 2.72%
Earnings4/100
Return on assets (annualized): -0.41%
Funding & liquidity100/100
Loans ÷ shares: 60.2% · 0.0% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (55 → 47), mostly because the loan quality component weakened by 26 points.

TellerScore
385776Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202476
Q4 202464
Q1 202544
Q2 202555
Q3 202542
Q4 202540
Q1 202638
Q2 202647
Net worth ratio
7.00%10.37%13.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.28%
Q3 202411.97%
Q4 202413.05%
Q1 202512.92%
Q2 202513.24%
Q3 202513.52%
Q4 202513.73%
Q1 202612.24%
Q2 202612.10%
Delinquent loans (60+ days)
0.21%5.89%11.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.80%
Q3 20240.21%
Q4 20241.99%
Q1 20253.35%
Q2 20251.95%
Q3 20258.34%
Q4 20259.64%
Q1 202611.57%
Q2 20262.72%
Return on assets
-0.81%0.01%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.70%
Q3 20240.65%
Q4 20240.82%
Q1 2025-0.81%
Q2 2025-0.43%
Q3 2025-0.24%
Q4 2025-0.49%
Q1 2026-0.26%
Q2 2026-0.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202647$1.0M12.10%2.72%-0.41%60.2%
Q1 202638$1.0M12.24%11.57%-0.26%63.1%
Q4 202540$905K13.73%9.64%-0.49%76.3%
Q3 202542$939K13.52%8.34%-0.24%77.0%
Q2 202555$957K13.24%1.95%-0.43%74.1%
Q1 202544$980K12.92%3.35%-0.81%73.7%
Q4 202464$986K13.05%1.99%0.82%78.4%
Q3 202476$1.0M11.97%0.21%0.65%77.0%
Q2 202469$1.1M11.28%0.80%0.70%72.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.10%
32nd
Problem loans2.72%
14th
Net charge-offs0.00%
77th
Return on assets-0.41%
12th
Loans to deposits60.2%
48th
Uninsured deposits0.0%
81st
Loan-loss reserves0.78%
81st
Texas ratio11.4%
11th

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Deposit insurance

Is my money safe at Pilgrim Cucc Federal Credit Union?

Yes. Pilgrim Cucc Federal Credit Union is a federally insured credit union (NCUA charter #15817). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.10%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Pilgrim Cucc Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pilgrim Cucc Federal Credit Union
Type
Federal credit union
NCUA charter #
15817
RSSD ID
202587
Primary regulator
NCUA
Established
1963
Headquarters
3118 Blodgett St, Houston, TX 77004
Employees
1

Quick answers

Pilgrim Cucc Federal Credit Union: common questions

Is Pilgrim Cucc Federal Credit Union NCUA insured?

Yes. Pilgrim Cucc Federal Credit Union is a federally insured credit union (NCUA charter #15817). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pilgrim Cucc Federal Credit Union's TellerScore?

47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pilgrim Cucc Federal Credit Union have?

1 office as of the latest NCUA data.

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