Side-by-side · Q2 2026 data
San Angelo Federal Credit Union vs Keystone Credit Union
Metric by metric
| Measure | San Angelo Federal Credit Union | Keystone Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 80 |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 76 | 77 (stronger) |
| Earnings | 84 (stronger) | 55 |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 75th | 65th |
| Total assets | $40.6M | $40.2M |
| Deposits / shares | $35.1M | $29.1M |
| Capital ratio | 12.88% | 27.38% (stronger) |
| Problem loans | 0.73% | 0.68% (stronger) |
| Net charge-offs | 0.25% | 0.03% (stronger) |
| Return on assets | 1.59% (stronger) | 0.87% |
| Loans ÷ deposits | 57.4% (stronger) | 95.3% |
| Uninsured deposits | 0.7% (stronger) | 5.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Angelo Federal Credit Union has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), San Angelo Federal Credit Union leads on 4 and Keystone Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.