San Angelo Federal Credit Union (NCUA charter #3080) is based in San Angelo, Texas. Its Q2 2026 call report shows $40.6M in total assets and $35.1M in member shares and deposits and 2 offices.
San Angelo Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 86th. Funding & liquidity contributes the most (100/100, 57% loans-to-deposits, 1% uninsured); loan quality contributes the least (76/100, 0.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (81 → 84), mostly because the capital cushion component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 77 |
| Q4 2024 | 77 |
| Q1 2025 | 79 |
| Q2 2025 | 81 |
| Q3 2025 | 83 |
| Q4 2025 | 87 |
| Q1 2026 | 82 |
| Q2 2026 | 84 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.29% |
| Q3 2024 | 10.68% |
| Q4 2024 | 11.16% |
| Q1 2025 | 11.25% |
| Q2 2025 | 11.69% |
| Q3 2025 | 11.95% |
| Q4 2025 | 12.45% |
| Q1 2026 | 12.38% |
| Q2 2026 | 12.88% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.71% |
| Q4 2024 | 0.92% |
| Q1 2025 | 0.70% |
| Q2 2025 | 0.60% |
| Q3 2025 | 0.55% |
| Q4 2025 | 0.22% |
| Q1 2026 | 0.56% |
| Q2 2026 | 0.73% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.46% |
| Q3 2024 | 1.58% |
| Q4 2024 | 1.58% |
| Q1 2025 | 1.56% |
| Q2 2025 | 1.60% |
| Q3 2025 | 1.62% |
| Q4 2025 | 1.61% |
| Q1 2026 | 1.39% |
| Q2 2026 | 1.59% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $40.6M | 12.88% | 0.73% | 1.59% | 57.4% |
| Q1 2026 | 82 | $40.8M | 12.38% | 0.56% | 1.39% | 56.3% |
| Q4 2025 | 87 | $39.4M | 12.45% | 0.22% | 1.61% | 59.1% |
| Q3 2025 | 83 | $39.9M | 11.95% | 0.55% | 1.62% | 53.4% |
| Q2 2025 | 81 | $39.3M | 11.69% | 0.60% | 1.60% | 54.4% |
| Q1 2025 | 79 | $39.5M | 11.25% | 0.70% | 1.56% | 54.6% |
| Q4 2024 | 77 | $38.4M | 11.16% | 0.92% | 1.58% | 57.8% |
| Q3 2024 | 77 | $38.9M | 10.68% | 0.71% | 1.58% | 59.5% |
| Q2 2024 | 81 | $38.6M | 10.29% | 0.02% | 1.46% | 61.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Caprock Federal Credit UnionCredit union Lamesa, TX | 56 out of 100, Moderate | $40.4M | 11.5% | 1.43% | vs |
| Mesquite Credit UnionCredit union Mesquite, TX | 78 out of 100, Strong | $40.8M | 11.0% | 0.03% | vs |
| Keystone Credit UnionCredit union Tyler, TX | 80 out of 100, Strong | $40.2M | 27.4% | 0.68% | vs |
| Old Ocean Federal Credit UnionCredit union Sweeny, TX | 98 out of 100, Very strong | $41.6M | 20.5% | 0.24% | vs |
| Members Financial Federal Credit UnionCredit union Midland, TX | 64 out of 100, Moderate | $38.6M | 8.8% | 0.16% | vs |
| Bcm Federal Credit UnionCredit union Houston, TX | 81 out of 100, Strong | $42.7M | 12.6% | 0.51% | vs |
Deposit insurance
Is my money safe at San Angelo Federal Credit Union?
Yes. San Angelo Federal Credit Union is a federally insured credit union (NCUA charter #3080). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.7% of shares and deposits ($238K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.88%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
San Angelo Federal Credit Union lists 2 offices in 1 city. Most locations:
- San Angelo, TX (2)
Identity & history
Profile
- Legal name
- San Angelo Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 3080
- RSSD ID
- 500171
- Primary regulator
- NCUA
- Established
- 1939
- Headquarters
- 235 W 1st St, San Angelo, TX 76903
- Employees
- 11
Quick answers
San Angelo Federal Credit Union: common questions
Is San Angelo Federal Credit Union NCUA insured?
Yes. San Angelo Federal Credit Union is a federally insured credit union (NCUA charter #3080). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is San Angelo Federal Credit Union's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does San Angelo Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near San Angelo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Texas State BankBank San Angelo, TX | 91 out of 100, Very strong | $425.5M | 13.6% | 0.00% | vs |
| The First National Bank of MertzonBank Mertzon, TX | 90 out of 100, Very strong | $500.3M | 15.7% | 0.00% | vs |
| The First National Bank of BallingerBank Ballinger, TX | 81 out of 100, Strong | $275.3M | 10.5% | 0.03% | vs |
| Sundown State BankBank Sundown, TX | 79 out of 100, Strong | $307.7M | 11.6% | 0.84% | vs |
| Concho Valley Credit UnionCredit union San Angelo, TX | 78 out of 100, Strong | $25.7M | 11.4% | 0.14% | vs |
| First State BankBank Paint Rock, TX | 78 out of 100, Strong | $174.3M | 14.1% | 1.90% | vs |