Side-by-side · Q2 2026 data
San Angelo Federal Credit Union vs Members Financial Federal Credit Union
Credit union
Members Financial Federal Credit Union
Midland, Texas · Under $100 million in assets
Metric by metric
| Measure | San Angelo Federal Credit Union | Members Financial Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 64 |
| Capital cushion | 79 (stronger) | 38 |
| Loan quality | 76 | 95 (stronger) |
| Earnings | 84 (stronger) | 19 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 75th | 28th |
| Total assets | $40.6M | $38.6M |
| Deposits / shares | $35.1M | $34.9M |
| Capital ratio | 12.88% (stronger) | 8.77% |
| Problem loans | 0.73% | 0.16% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.29% |
| Return on assets | 1.59% (stronger) | -0.02% |
| Loans ÷ deposits | 57.4% (stronger) | 59.4% |
| Uninsured deposits | 0.7% (stronger) | 8.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Angelo Federal Credit Union has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), San Angelo Federal Credit Union leads on 6 and Members Financial Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.