Side-by-side · Q2 2026 data
San Antonio Citizens Federal Credit Union vs 1st Street Credit Union
Credit union
San Antonio Citizens Federal Credit Union
San Antonio, Florida · $100 million – $1 billion
Metric by metric
| Measure | San Antonio Citizens Federal Credit Union | 1st Street Credit Union |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 60 | 97 (stronger) |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 65 (stronger) | 55 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 74th | 87th |
| Total assets | $399.9M | $34.5M |
| Deposits / shares | $356.8M | $29.2M |
| Capital ratio | 11.02% | 14.66% (stronger) |
| Problem loans | 0.28% | 0.10% (stronger) |
| Net charge-offs | 0.26% | 0.18% (stronger) |
| Return on assets | 1.13% (stronger) | 0.86% |
| Loans ÷ deposits | 50.1% | 42.0% (stronger) |
| Uninsured deposits | 8.1% | 6.1% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), San Antonio Citizens Federal Credit Union leads on 1 and 1st Street Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- San Antonio, FL