Side-by-side · Q2 2026 data
San Antonio Citizens Federal Credit Union vs Harvesters Federal Credit Union
Credit union
San Antonio Citizens Federal Credit Union
San Antonio, Florida · $100 million – $1 billion
Metric by metric
| Measure | San Antonio Citizens Federal Credit Union | Harvesters Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 60 |
| Capital cushion | 60 (stronger) | 44 |
| Loan quality | 91 (stronger) | 72 |
| Earnings | 65 (stronger) | 56 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 97 (stronger) | 60 |
| Peer percentile | 74th | 21st |
| Total assets | $399.9M | $316.8M |
| Deposits / shares | $356.8M | $284.1M |
| Capital ratio | 11.02% (stronger) | 9.42% |
| Problem loans | 0.28% (stronger) | 0.83% |
| Net charge-offs | 0.26% (stronger) | 0.44% |
| Return on assets | 1.13% (stronger) | 0.89% |
| Loans ÷ deposits | 50.1% (stronger) | 86.7% |
| Uninsured deposits | 8.1% (stronger) | 11.5% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.8% |
San Antonio Citizens Federal Credit Union has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), San Antonio Citizens Federal Credit Union leads on 7 and Harvesters Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.