The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 6 points (54 → 60), mostly because the earnings component improved by 29 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Florida

Yes. Harvesters Federal Credit Union is a federally insured credit union (NCUA charter #24967). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.5% of shares and deposits ($32.6M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.42%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Harvesters Federal Credit Union lists 4 offices in 3 cities. Most locations:

• Pensacola, FL (2)
• Cantonment, FL (1)
• Pace, FL (1)

All branch addresses and map

In 2025, Harvesters Federal Credit Union reported 41 home-loan applications under HMDA (LEI 549300GXXWNCQH5XX485): 33 originated ($8,995,000 total), 4 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Harvesters Federal Credit Union

Type

Federal credit union

NCUA charter #

24967

RSSD ID

571676

Primary regulator

NCUA

Established

1948

Headquarters

P.O. Box 5, Cantonment, FL 32533

Employees

74