Side-by-side · Q2 2026 data
San Diego County Credit Union vs Mypoint Credit Union
Credit union
San Diego County Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | San Diego County Credit Union | Mypoint Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 93 (stronger) | 91 |
| Earnings | 42 (stronger) | 32 |
| Funding & liquidity | 94 (stronger) | 55 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 95th | 16th |
| Total assets | $9.5B | $704.5M |
| Deposits / shares | $7.8B | $576.3M |
| Capital ratio | 19.82% (stronger) | 8.55% |
| Problem loans | 0.20% (stronger) | 0.27% |
| Net charge-offs | 0.09% (stronger) | 0.11% |
| Return on assets | 0.54% (stronger) | 0.30% |
| Loans ÷ deposits | 65.9% (stronger) | 105.1% |
| Uninsured deposits | 7.4% (stronger) | 8.3% |
| Offices | 25 | 7 |
| CFPB complaints (3 yrs) | 189 | — |
| Complaints per $1B deposits | 24.2 | — |
| Mortgage denial rate (HMDA) | 37.4% | 33.3% |
San Diego County Credit Union has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), San Diego County Credit Union leads on 7 and Mypoint Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.