Side-by-side · Q2 2026 data
San Francisco Lee Federal Credit Union vs Monterra Credit Union
Credit union
San Francisco Lee Federal Credit Union
San Francisco, California · Under $100 million in assets
Metric by metric
| Measure | San Francisco Lee Federal Credit Union | Monterra Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 25 | 59 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 77th | 79th |
| Total assets | $10.7M | $1.9B |
| Deposits / shares | $5.0M | $1.7B |
| Capital ratio | 53.26% (stronger) | 13.01% |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | 0.00% (stronger) | 0.15% |
| Return on assets | 0.12% | 0.97% (stronger) |
| Loans ÷ deposits | 50.4% (stronger) | 91.5% |
| Uninsured deposits | 0.0% (stronger) | 6.9% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Francisco Lee Federal Credit Union has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), San Francisco Lee Federal Credit Union leads on 6 and Monterra Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.