Side-by-side · Q2 2026 data
San Francisco Lee Federal Credit Union vs Utility District Credit Union
Credit union
San Francisco Lee Federal Credit Union
San Francisco, California · Under $100 million in assets
Metric by metric
| Measure | San Francisco Lee Federal Credit Union | Utility District Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 25 | 66 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 77th | 42nd |
| Total assets | $10.7M | $34.2M |
| Deposits / shares | $5.0M | $30.8M |
| Capital ratio | 53.26% (stronger) | 9.34% |
| Problem loans | 0.00% (stronger) | 0.57% |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 0.12% | 1.14% (stronger) |
| Loans ÷ deposits | 50.4% | 27.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Francisco Lee Federal Credit Union has the higher TellerScore (85 vs 71). On the 7 directional measures above (where higher or lower is clearly better), San Francisco Lee Federal Credit Union leads on 5 and Utility District Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.