Side-by-side · Q2 2026 data
San Luis Valley Federal Bank vs First Southwest Bank
Metric by metric
| Measure | San Luis Valley Federal Bank | First Southwest Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 | 99 (stronger) |
| Earnings | 65 (stronger) | 44 |
| Funding & liquidity | 66 | 85 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 91st | 90th |
| Total assets | $390.2M | $657.5M |
| Deposits / shares | $317.9M | $491.7M |
| Capital ratio | 17.98% (stronger) | 15.31% |
| Problem loans | 0.15% | 0.04% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.13% (stronger) | 0.60% |
| Loans ÷ deposits | 88.4% | 68.6% (stronger) |
| Uninsured deposits | 20.6% (stronger) | 21.5% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Luis Valley Federal Bank has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), San Luis Valley Federal Bank leads on 5 and First Southwest Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.