Side-by-side · Q2 2026 data
San Luis Valley Federal Bank vs FlatIrons Bank
Metric by metric
| Measure | San Luis Valley Federal Bank | FlatIrons Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 65 | 80 (stronger) |
| Funding & liquidity | 66 | 76 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 91st | 57th |
| Total assets | $390.2M | $370.3M |
| Deposits / shares | $317.9M | $336.1M |
| Capital ratio | 17.98% (stronger) | 8.88% |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.13% | 1.51% (stronger) |
| Loans ÷ deposits | 88.4% | 82.0% (stronger) |
| Uninsured deposits | 20.6% | 17.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Luis Valley Federal Bank has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), San Luis Valley Federal Bank leads on 2 and FlatIrons Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.