Side-by-side · Q2 2026 data
San Luis Valley Federal Bank vs Integrity Bank & Trust
Metric by metric
| Measure | San Luis Valley Federal Bank | Integrity Bank & Trust |
|---|---|---|
| TellerScore | 87 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 95 (stronger) | 82 |
| Earnings | 65 (stronger) | 56 |
| Funding & liquidity | 66 (stronger) | 61 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 91st | 22nd |
| Total assets | $390.2M | $459.6M |
| Deposits / shares | $317.9M | $372.6M |
| Capital ratio | 17.98% (stronger) | 9.11% |
| Problem loans | 0.15% (stronger) | 0.54% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.13% (stronger) | 0.91% |
| Loans ÷ deposits | 88.4% (stronger) | 92.6% |
| Uninsured deposits | 20.6% (stronger) | 21.5% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
San Luis Valley Federal Bank has the higher TellerScore (87 vs 62). On the 7 directional measures above (where higher or lower is clearly better), San Luis Valley Federal Bank leads on 7 and Integrity Bank & Trust on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.