Side-by-side · Q2 2026 data
Sandhills State Bank vs First Westroads Bank, Inc.
Metric by metric
| Measure | Sandhills State Bank | First Westroads Bank, Inc. |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 34 | 64 (stronger) |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 81 (stronger) | 77 |
| Funding & liquidity | 59 (stronger) | 54 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 40th | 68th |
| Total assets | $382.8M | $394.9M |
| Deposits / shares | $347.1M | $344.0M |
| Capital ratio | 8.42% | 11.36% (stronger) |
| Problem loans | 0.16% | 0.10% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.01% |
| Return on assets | 1.52% (stronger) | 1.42% |
| Loans ÷ deposits | 79.3% (stronger) | 80.2% |
| Uninsured deposits | 34.6% (stronger) | 38.8% |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First Westroads Bank, Inc. has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Sandhills State Bank leads on 4 and First Westroads Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.