First Westroads Bank, Inc. (FDIC certificate #19742) is based in Omaha, Nebraska. Its Q2 2026 call report shows $394.9M in total assets and $344.0M in deposits and 2 offices.
First Westroads Bank, Inc. has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 56th. Problem-loan coverage contributes the most (99/100, 0.5%); funding & liquidity contributes the least (54/100, 80% loans-to-deposits, 39% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (71 → 77), mostly because the loan quality component improved by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 82 |
| Q4 2024 | 76 |
| Q1 2025 | 77 |
| Q2 2025 | 71 |
| Q3 2025 | 77 |
| Q4 2025 | 75 |
| Q1 2026 | 76 |
| Q2 2026 | 77 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.90% |
| Q3 2024 | 12.66% |
| Q4 2024 | 10.94% |
| Q1 2025 | 11.16% |
| Q2 2025 | 11.11% |
| Q3 2025 | 11.14% |
| Q4 2025 | 10.57% |
| Q1 2026 | 11.50% |
| Q2 2026 | 11.36% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.69% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.14% |
| Q2 2026 | 0.10% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.44% |
| Q3 2024 | 1.45% |
| Q4 2024 | 1.37% |
| Q1 2025 | 1.39% |
| Q2 2025 | 1.43% |
| Q3 2025 | 1.45% |
| Q4 2025 | 1.46% |
| Q1 2026 | 1.41% |
| Q2 2026 | 1.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $394.9M | 11.36% | 0.10% | 1.42% | 80.2% |
| Q1 2026 | 76 | $384.0M | 11.50% | 0.14% | 1.41% | 78.3% |
| Q4 2025 | 75 | $391.2M | 10.57% | 0.00% | 1.46% | 77.8% |
| Q3 2025 | 77 | $389.2M | 11.14% | 0.00% | 1.45% | 73.0% |
| Q2 2025 | 71 | $384.6M | 11.11% | 0.69% | 1.43% | 71.8% |
| Q1 2025 | 77 | $369.3M | 11.16% | 0.00% | 1.39% | 73.0% |
| Q4 2024 | 76 | $354.4M | 10.94% | 0.00% | 1.37% | 75.7% |
| Q3 2024 | 82 | $356.1M | 12.66% | 0.00% | 1.45% | 74.1% |
| Q2 2024 | 83 | $335.6M | 12.90% | 0.00% | 1.44% | 75.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Great Plains State BankBank Petersburg, NE | 45 out of 100, Below average | $392.0M | 10.8% | 4.14% | vs |
| Waypoint BankBank Cozad, NE | 75 out of 100, Strong | $391.5M | 10.9% | 0.59% | vs |
| Lincoln FSB of NebraskaBank Lincoln, NE | 69 out of 100, Moderate | $387.3M | 11.7% | 0.46% | vs |
| Sandhills State BankBank North Platte, NE | 69 out of 100, Moderate | $382.8M | 8.4% | 0.16% | vs |
| Banner Capital BankBank Harrisburg, NE | 69 out of 100, Moderate | $379.8M | 11.0% | 1.31% | vs |
| First Nebraska BankBank Valley, NE | 75 out of 100, Strong | $371.4M | 10.3% | 0.23% | vs |
Deposit insurance
Is my money safe at First Westroads Bank, Inc.?
Yes. First Westroads Bank, Inc. is an FDIC-insured institution (FDIC certificate #19742). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 38.8% of deposits ($133.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.36%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
First Westroads Bank, Inc. lists 2 offices in 1 city. Most locations:
- Omaha, NE (2)
HMDA 2025
Mortgage lending
In 2025, First Westroads Bank, Inc. reported 28 home-loan applications under HMDA (LEI 549300ZTZPT51D3DK456): 25 originated ($47,315,000 total), 0 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- First Westroads Bank, Inc.
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 19742
- RSSD ID
- 222754
- Primary regulator
- FED
- Holding company
- Ameriwest Corp
- Established
- August 15, 1967
- Headquarters
- 15750 W Dodge Rd, Omaha, NE 68118
- Website
- www.firstwestroads.bank
- Employees
- 46
Quick answers
First Westroads Bank, Inc.: common questions
Is First Westroads Bank, Inc. FDIC insured?
Yes. First Westroads Bank, Inc. is an FDIC-insured institution (FDIC certificate #19742). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Westroads Bank, Inc.'s TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Westroads Bank, Inc. ever failed?
There is no failure record for FDIC certificate #19742 in the FDIC failed bank list.
How many branches does First Westroads Bank, Inc. have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Omaha
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| North Western Employees Credit UnionCredit union Council Bluffs, IA | 94 out of 100, Very strong | $10.4M | 21.4% | 0.00% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
| Omaha Firefighters Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $76.0M | 17.5% | 0.04% | vs |
| Neighborhood Community Federal Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $31.0M | 14.2% | 0.17% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |