Side-by-side · Q2 2026 data
Sanger Bank vs Syracuse Fire Department Employees Federal Credit Union
Credit union
Syracuse Fire Department Employees Federal Credit Union
Syracuse, New York · $100 million – $1 billion
Metric by metric
| Measure | Sanger Bank | Syracuse Fire Department Employees Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 83 (stronger) | 68 |
| Earnings | 65 | 92 (stronger) |
| Funding & liquidity | 81 | 98 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 90th | 94th |
| Total assets | $224.4M | $147.4M |
| Deposits / shares | $186.6M | $125.0M |
| Capital ratio | 16.53% (stronger) | 15.18% |
| Problem loans | 0.51% (stronger) | 0.95% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.13% | 1.80% (stronger) |
| Loans ÷ deposits | 66.0% | 62.0% (stronger) |
| Uninsured deposits | 27.0% | 8.5% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Syracuse Fire Department Employees Federal Credit Union has the higher TellerScore (89 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Sanger Bank leads on 3 and Syracuse Fire Department Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.