Side-by-side · Q2 2026 data
Sanibel Captiva Community Bank vs Flagship Bank
Metric by metric
| Measure | Sanibel Captiva Community Bank | Flagship Bank |
|---|---|---|
| TellerScore | 68 | 72 (stronger) |
| Capital cushion | 49 | 67 (stronger) |
| Loan quality | 78 | 99 (stronger) |
| Earnings | 95 (stronger) | 59 |
| Funding & liquidity | 45 (stronger) | 34 |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 37th | 50th |
| Total assets | $976.2M | $802.8M |
| Deposits / shares | $805.9M | $670.4M |
| Capital ratio | 9.92% | 11.69% (stronger) |
| Problem loans | 0.67% | 0.02% (stronger) |
| Net charge-offs | 0.17% | 0.01% (stronger) |
| Return on assets | 1.88% (stronger) | 0.96% |
| Loans ÷ deposits | 102.6% | 93.1% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 45.3% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 15.8% |
Flagship Bank has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Sanibel Captiva Community Bank leads on 2 and Flagship Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.