Side-by-side · Q2 2026 data
Sanibel Captiva Community Bank vs Mainstreet Community Bank of Florida
Metric by metric
| Measure | Sanibel Captiva Community Bank | Mainstreet Community Bank of Florida |
|---|---|---|
| TellerScore | 68 (stronger) | 56 |
| Capital cushion | 49 (stronger) | 44 |
| Loan quality | 78 (stronger) | 58 |
| Earnings | 95 (stronger) | 63 |
| Funding & liquidity | 45 | 53 (stronger) |
| Problem-loan coverage | 83 (stronger) | 74 |
| Peer percentile | 37th | 13th |
| Total assets | $976.2M | $953.4M |
| Deposits / shares | $805.9M | $863.2M |
| Capital ratio | 9.92% (stronger) | 9.45% |
| Problem loans | 0.67% (stronger) | 1.27% |
| Net charge-offs | 0.17% | -0.01% (stronger) |
| Return on assets | 1.88% (stronger) | 1.06% |
| Loans ÷ deposits | 102.6% | 83.8% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 35.6% |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 28.6% |
Sanibel Captiva Community Bank has the higher TellerScore (68 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Sanibel Captiva Community Bank leads on 5 and Mainstreet Community Bank of Florida on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.