Side-by-side · Q2 2026 data
Santa Barbara County Federal Credit Union vs Parishioners Federal Credit Union
Credit union
Santa Barbara County Federal Credit Union
Santa Barbara, California · Under $100 million in assets
Credit union
Parishioners Federal Credit Union
Torrance, California · Under $100 million in assets
Metric by metric
| Measure | Santa Barbara County Federal Credit Union | Parishioners Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 44 |
| Capital cushion | 85 (stronger) | 38 |
| Loan quality | 99 (stronger) | 25 |
| Earnings | 84 (stronger) | 57 |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 47 |
| Peer percentile | 92nd | 4th |
| Total assets | $64.8M | $69.9M |
| Deposits / shares | $55.8M | $56.1M |
| Capital ratio | 13.49% (stronger) | 8.77% |
| Problem loans | 0.04% (stronger) | 2.25% |
| Net charge-offs | -0.08% (stronger) | 0.88% |
| Return on assets | 1.61% (stronger) | 0.94% |
| Loans ÷ deposits | 50.2% (stronger) | 93.1% |
| Uninsured deposits | 3.3% (stronger) | 7.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Santa Barbara County Federal Credit Union has the higher TellerScore (92 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Santa Barbara County Federal Credit Union leads on 7 and Parishioners Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.