Side-by-side · Q2 2026 data
Santa Barbara County Federal Credit Union vs Rolling F Credit Union
Credit union
Santa Barbara County Federal Credit Union
Santa Barbara, California · Under $100 million in assets
Metric by metric
| Measure | Santa Barbara County Federal Credit Union | Rolling F Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 75 |
| Capital cushion | 85 (stronger) | 70 |
| Loan quality | 99 (stronger) | 73 |
| Earnings | 84 (stronger) | 56 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 92nd | 52nd |
| Total assets | $64.8M | $63.9M |
| Deposits / shares | $55.8M | $56.1M |
| Capital ratio | 13.49% (stronger) | 11.96% |
| Problem loans | 0.04% (stronger) | 0.80% |
| Net charge-offs | -0.08% | -0.08% (stronger) |
| Return on assets | 1.61% (stronger) | 0.91% |
| Loans ÷ deposits | 50.2% (stronger) | 59.5% |
| Uninsured deposits | 3.3% (stronger) | 8.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Santa Barbara County Federal Credit Union has the higher TellerScore (92 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Santa Barbara County Federal Credit Union leads on 6 and Rolling F Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.