TellerScore

Headquartered in Turlock, California, Rolling F Credit Union is a federally insured state-chartered credit union with $63.9M in total assets and $56.1M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1948.

Based on its Q2 2026 filing, Rolling F Credit Union scores 75/100, which we describe as strong. That is higher than 52% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 88th. Its strongest component is funding & liquidity (100/100; 59% loans-to-deposits, 9% uninsured), and its lowest is earnings (56/100; 0.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion70/100
Net worth ratio: 11.96%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.80%
Earnings56/100
Return on assets (annualized): 0.91%
Funding & liquidity100/100
Loans ÷ shares: 59.5% · 8.8% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (78 → 75), mostly because the loan quality component weakened by 19 points.

TellerScore
587081Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202458
Q4 202467
Q1 202581
Q2 202578
Q3 202575
Q4 202574
Q1 202674
Q2 202675
Net worth ratio
7.00%9.48%11.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.44%
Q3 202410.43%
Q4 202410.62%
Q1 202511.05%
Q2 202511.46%
Q3 202511.32%
Q4 202511.42%
Q1 202611.45%
Q2 202611.96%
Delinquent loans (60+ days)
0.19%0.87%1.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.30%
Q3 20241.55%
Q4 20240.59%
Q1 20250.19%
Q2 20250.24%
Q3 20250.46%
Q4 20250.52%
Q1 20260.85%
Q2 20260.80%
Return on assets
0.24%0.79%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.24%
Q3 20240.29%
Q4 20240.28%
Q1 20251.33%
Q2 20250.81%
Q3 20250.81%
Q4 20250.68%
Q1 20261.07%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$63.9M11.96%0.80%0.91%59.5%
Q1 202674$65.9M11.45%0.85%1.07%57.1%
Q4 202574$64.6M11.42%0.52%0.68%56.0%
Q3 202575$64.7M11.32%0.46%0.81%55.8%
Q2 202578$63.1M11.46%0.24%0.81%57.4%
Q1 202581$64.3M11.05%0.19%1.33%56.2%
Q4 202467$66.1M10.62%0.59%0.28%55.9%
Q3 202458$66.6M10.43%1.55%0.29%57.7%
Q2 202460$67.7M10.44%1.30%0.24%57.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.96%
31st
Problem loans0.80%
46th
Net charge-offs-0.08%
93rd
Return on assets0.91%
64th
Loans to deposits59.5%
49th
Uninsured deposits8.8%
9th
Loan-loss reserves0.00%
37th
Texas ratio3.5%
39th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Bopti Federal Credit UnionCredit union San Pedro, CA76 out of 100, Strong$63.3M24.8%1.52%vs
Santa Barbara County Federal Credit UnionCredit union Santa Barbara, CA92 out of 100, Very strong$64.8M13.5%0.04%vs
Shell Western States Federal Credit UnionCredit union Martinez, CA64 out of 100, Moderate$66.0M10.4%0.52%vs
Delta Schools Federal Credit UnionCredit union Antioch, CA81 out of 100, Strong$66.5M10.7%0.00%vs
Escondido Federal Credit UnionCredit union Escondido, CA89 out of 100, Very strong$66.8M13.7%0.06%vs
Parishioners Federal Credit UnionCredit union Torrance, CA44 out of 100, Below average$69.9M8.8%2.25%vs

Deposit insurance

Is my money safe at Rolling F Credit Union?

Yes. Rolling F Credit Union is a federally insured credit union (NCUA charter #61128). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.8% of shares and deposits ($5.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.96%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Rolling F Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Rolling F Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61128
RSSD ID
278498
Primary regulator
State + NCUA
Established
1948
Headquarters
2101 Geer Rd Ste 401, Turlock, CA 95382
Employees
13

Quick answers

Rolling F Credit Union: common questions

Is Rolling F Credit Union NCUA insured?

Yes. Rolling F Credit Union is a federally insured credit union (NCUA charter #61128). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Rolling F Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Rolling F Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Turlock

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of StocktonBank Stockton, CA94 out of 100, Very strong$5.0B19.9%0.08%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Merced School Employees Federal Credit UnionCredit union Merced, CA81 out of 100, Strong$899.0M11.8%0.44%vs
Farmers & Merchants Bank of Central CaliforniaBank Lodi, CA79 out of 100, Strong$5.8B11.7%0.13%vs
Westamerica BankBank San Rafael, CA78 out of 100, Strong$5.8B10.3%0.12%vs
Oak Valley Community BankBank Oakdale, CA76 out of 100, Strong$2.0B11.5%0.00%vs