Side-by-side · Q2 2026 data
Santa Cruz Community Credit Union vs California Lithuanian Credit Union
Credit union
Santa Cruz Community Credit Union
Santa Cruz, California · $100 million – $1 billion
Credit union
California Lithuanian Credit Union
Santa Monica, California · $100 million – $1 billion
Metric by metric
| Measure | Santa Cruz Community Credit Union | California Lithuanian Credit Union |
|---|---|---|
| TellerScore | 57 | 70 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 83 (stronger) | 52 |
| Earnings | 0 | 43 (stronger) |
| Funding & liquidity | 67 (stronger) | 62 |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 14th | 51st |
| Total assets | $172.1M | $175.1M |
| Deposits / shares | $148.7M | $143.0M |
| Capital ratio | 10.56% | 17.40% (stronger) |
| Problem loans | 0.52% (stronger) | 1.45% |
| Net charge-offs | 0.66% | 0.00% (stronger) |
| Return on assets | -1.00% | 0.57% (stronger) |
| Loans ÷ deposits | 93.5% | 90.8% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 21.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California Lithuanian Credit Union has the higher TellerScore (70 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Santa Cruz Community Credit Union leads on 2 and California Lithuanian Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.