Side-by-side · Q2 2026 data
Santa Fe Federal Credit Union vs Access Community Credit Union
Metric by metric
| Measure | Santa Fe Federal Credit Union | Access Community Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 79 (stronger) | 56 |
| Loan quality | 84 | 91 (stronger) |
| Earnings | 28 | 47 (stronger) |
| Funding & liquidity | 87 (stronger) | 50 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 60th | 37th |
| Total assets | $214.8M | $210.9M |
| Deposits / shares | $184.2M | $160.7M |
| Capital ratio | 12.90% (stronger) | 10.55% |
| Problem loans | 0.48% | 0.27% (stronger) |
| Net charge-offs | 1.05% | 0.12% (stronger) |
| Return on assets | 0.20% | 0.68% (stronger) |
| Loans ÷ deposits | 73.1% (stronger) | 116.7% |
| Uninsured deposits | 8.6% | 8.5% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.5% |
Santa Fe Federal Credit Union has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Santa Fe Federal Credit Union leads on 3 and Access Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.