Side-by-side · Q2 2026 data
Santa Rosa County Federal Credit Union vs Miami Postal Service Credit Union
Metric by metric
| Measure | Santa Rosa County Federal Credit Union | Miami Postal Service Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 64 |
| Capital cushion | 86 (stronger) | 43 |
| Loan quality | 61 | 91 (stronger) |
| Earnings | 65 (stronger) | 27 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 74th | 31st |
| Total assets | $223.0M | $184.3M |
| Deposits / shares | $195.7M | $164.7M |
| Capital ratio | 13.62% (stronger) | 9.25% |
| Problem loans | 1.18% | 0.26% (stronger) |
| Net charge-offs | 0.40% (stronger) | 1.05% |
| Return on assets | 1.12% (stronger) | 0.16% |
| Loans ÷ deposits | 44.7% (stronger) | 70.9% |
| Uninsured deposits | 8.2% (stronger) | 9.3% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Santa Rosa County Federal Credit Union has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Santa Rosa County Federal Credit Union leads on 6 and Miami Postal Service Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.