Side-by-side · Q2 2026 data
Saratoga'S Community Federal Credit Union vs Rockland Employees Federal Credit Union
Credit union
Saratoga'S Community Federal Credit Union
Saratoga Spring, New York · Under $100 million in assets
Credit union
Rockland Employees Federal Credit Union
Spring Valley, New York · Under $100 million in assets
Metric by metric
| Measure | Saratoga'S Community Federal Credit Union | Rockland Employees Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 52 |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 89 (stronger) | 0 |
| Earnings | 63 (stronger) | 23 |
| Funding & liquidity | 69 (stronger) | 68 |
| Problem-loan coverage | 90 (stronger) | 68 |
| Peer percentile | 30th | 11th |
| Total assets | $57.9M | $54.9M |
| Deposits / shares | $52.9M | $45.6M |
| Capital ratio | 8.60% | 15.83% (stronger) |
| Problem loans | 0.33% (stronger) | 3.28% |
| Net charge-offs | 0.23% (stronger) | 1.05% |
| Return on assets | 1.08% (stronger) | 0.09% |
| Loans ÷ deposits | 91.2% (stronger) | 91.9% |
| Uninsured deposits | 2.2% | 1.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Saratoga'S Community Federal Credit Union has the higher TellerScore (65 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Saratoga'S Community Federal Credit Union leads on 5 and Rockland Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.