TellerScore

Rockland Employees Federal Credit Union (NCUA charter #15080) is based in Spring Valley, New York. Its Q2 2026 call report shows $54.9M in total assets and $45.6M in member shares and deposits and 3 offices across 2 states.

Based on its Q2 2026 filing, Rockland Employees Federal Credit Union scores 52/100, which we describe as below average. That is higher than only 11% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 236th. Its strongest component is capital cushion (100/100; 15.83%), and its lowest is loan quality (0/100; 3.28%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.83%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.28%
Earnings23/100
Return on assets (annualized): 0.09%
Funding & liquidity68/100
Loans ÷ shares: 91.9% · 1.5% uninsured
Problem-loan coverage68/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 15.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 18 points (70 → 52), mostly because the loan quality component weakened by 38 points.

TellerScore
516170Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202459
Q4 202456
Q1 202559
Q2 202570
Q3 202564
Q4 202559
Q1 202651
Q2 202652
Net worth ratio
7.00%11.69%16.37%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.70%
Q3 202415.76%
Q4 202415.67%
Q1 202515.54%
Q2 202515.73%
Q3 202516.37%
Q4 202516.33%
Q1 202616.14%
Q2 202615.83%
Delinquent loans (60+ days)
1.86%2.89%3.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.60%
Q3 20243.92%
Q4 20243.64%
Q1 20252.93%
Q2 20251.86%
Q3 20252.25%
Q4 20252.51%
Q1 20263.89%
Q2 20263.28%
Return on assets
0.09%0.64%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.99%
Q3 20241.20%
Q4 20240.77%
Q1 20250.89%
Q2 20250.99%
Q3 20250.80%
Q4 20250.49%
Q1 20260.11%
Q2 20260.09%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202652$54.9M15.83%3.28%0.09%91.9%
Q1 202651$53.8M16.14%3.89%0.11%94.0%
Q4 202559$53.1M16.33%2.51%0.49%97.8%
Q3 202564$53.5M16.37%2.25%0.80%96.9%
Q2 202570$55.4M15.73%1.86%0.99%92.5%
Q1 202559$55.1M15.54%2.93%0.89%93.2%
Q4 202456$53.9M15.67%3.64%0.77%96.9%
Q3 202459$54.2M15.76%3.92%1.20%96.4%
Q2 202458$56.7M14.70%3.60%0.99%90.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.83%
59th
Problem loans3.28%
11th
Net charge-offs1.05%
13th
Return on assets0.09%
22nd
Loans to deposits91.9%
7th
Uninsured deposits1.5%
50th
Loan-loss reserves0.00%
37th
Texas ratio16.0%
6th

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InstitutionScoreAssetsCapitalProblem loansCompare
Van Cortlandt CooperativeCredit union Bronx, NY75 out of 100, Strong$54.6M12.2%0.78%vs
Brooklyn CooperativeCredit union Brooklyn, NY35 out of 100, Low$55.9M10.0%4.01%vs
Educational and Governmental Federal Credit UnionCredit union Hartsdale, NY62 out of 100, Moderate$56.1M11.0%1.04%vs
Qside Federal Credit UnionCredit union Queens Village, NY84 out of 100, Strong$53.5M11.5%0.42%vs
Yonkers Teachers Federal Credit UnionCredit union Yonkers, NY75 out of 100, Strong$57.4M15.0%1.19%vs
Saratoga'S Community Federal Credit UnionCredit union Saratoga Spring, NY65 out of 100, Moderate$57.9M8.6%0.33%vs

Deposit insurance

Is my money safe at Rockland Employees Federal Credit Union?

Yes. Rockland Employees Federal Credit Union is a federally insured credit union (NCUA charter #15080). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.5% of shares and deposits ($663K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Rockland Employees Federal Credit Union lists 3 offices in 3 cities across 2 states. Most locations:

  • Frisco, TX (1)
  • Spring Valley, NY (1)
  • West Haverstraw, NY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Rockland Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
15080
RSSD ID
692487
Primary regulator
NCUA
Established
1962
Headquarters
170 East Central Avenue, Route 59, Spring Valley, NY 10977
Employees
19

Quick answers

Rockland Employees Federal Credit Union: common questions

Is Rockland Employees Federal Credit Union NCUA insured?

Yes. Rockland Employees Federal Credit Union is a federally insured credit union (NCUA charter #15080). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Rockland Employees Federal Credit Union's TellerScore?

52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Rockland Employees Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Spring Valley

InstitutionScoreAssetsCapitalProblem loansCompare
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs
Spring BankBank Bronx, NY85 out of 100, Very strong$641.0M14.6%0.60%vs
Fidelis Federal Credit UnionCredit union New York, NY83 out of 100, Strong$726K39.6%1.17%vs